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Your guide to the changing landscape

Single Euro Payments Area (SEPA) – an introduction

Across Europe, SEPA is changing the way we make payments forever. For businesses, SEPA creates a borderless system of payments that adds clarity and consistency for everyone.

Read more about SEPA


Start making SEPA payments today

SEPA Credit Transfers

Make international payments as easily as you do domestic payments.


SEPA Direct Debit

Arrange Europe-wide Direct Debits simply and efficiently.


SEPA Cards Framework

Get an update on the plans for a Europe-wide system for card payments.

See SEPA products


  • Business

HSBC can guide you through the opportunities created by SEPA. We can help you identify the benefits of SEPA for your business.

 
  • Personal

SEPA will have a limited impact on individuals. For most of us it will mean small changes to our bank statements. Find out more about SEPA.

 
  • Like to know more?

New to HSBC?

Please see our SEPA support and contacts.

Existing HSBC Business customer?

Please contact your relationship manager or visit your nearest branch or Commercial Centre.